01 Government Data Sources

Every input to True Driving Cost's calculations is U.S. government data (EPA, DOE, EIA, BLS and BEA); no third-party or industry data feeds are used. The site also publishes results it computes itself from that data: vehicle rankings, class comparisons, the historical price replay and simulation, and the fuel price exposure table. Each is described in this document and labelled as the site's own computation, never attributed to a government agency. The underlying data comes from four groups of sources: the FuelEconomy.gov service, the price histories and reference tables described in Visualizations, the Bureau of Labor Statistics and Bureau of Economic Analysis figures behind the ownership-costs panel (see Ownership Costs Beyond Fuel), and the FHWA state mileage data behind the mileage-comparison panel (see How Your Mileage Compares).

FuelEconomy.gov REST API, maintained jointly by the U.S. Department of Energy (DOE), Office of Energy Efficiency & Renewable Energy, and the U.S. Environmental Protection Agency (EPA). This is the primary, real-time data source for every vehicle-specific figure on the page.

All API requests for the selected vehicle's own specs are made client-side in real time. No individual vehicle data is cached, stored, or modified by True Driving Cost.

Price histories (DOE Alternative Fuels Data Center gasoline series, EIA diesel and EIA electricity series, and the CPI-U index from EIA Monthly Energy Review Table 1.06 used to express prices in constant dollars, listed in the table under Visualizations) are not fetched live. They are written into the page from files in this project's data folder by a script (audit/price_history_data.py), and a check fails if the page and the files disagree. Each series needs one new year appended annually; see Data Freshness.

EPA/DOE Fuel Economy Guide vehicle database (Data/vehicles.csv, model year 2026) is a static snapshot, separate from the live per-vehicle service above. It is used only to build the reference population this site compares your selected vehicle against: the class distributions, the rankings, the EPA score percentiles and the tailpipe emissions quartiles. The tables are written into the page by audit/calc_ref_data.py; population counts and reference prices are listed under Visualizations.

02 API Fields Used

The following fields are retrieved from the FuelEconomy.gov /vehicle/{id} endpoint for each selected vehicle:

FieldDescriptionUsed For
city08EPA city fuel economy (MPG)Fuel cost calculation
highway08EPA highway fuel economy (MPG)Fuel cost calculation
comb08EPA combined fuel economy (MPG)Vehicle summary display
cityA08City fuel economy, alternate fuel (MPGe)EV/PHEV display
highwayA08Highway fuel economy, alternate fuel (MPGe)EV/PHEV display
cityEElectricity consumption (kWh/100mi)EV/PHEV cost calculation
fuelTypePrimary fuel typeFuel price matching
atvTypeAlternative vehicle type (EV, PHEV, etc.)Vehicle classification
co2TailpipeGpmCO₂ tailpipe emissions (g/mi)Emissions display
feScoreEPA fuel economy score (1 to 10)Score ring visualization
ghgScoreEPA greenhouse gas rating (1 to 10)Score ring visualization
fuelCost08EPA estimated annual fuel cost ($)EPA comparison card and chart (Fig. 9)
youSaveSpend5-year savings vs average vehicle ($)EPA comparison card and chart (Fig. 9); derives the "average new vehicle" figure
barrels08Annual petroleum consumption (barrels)Petroleum metric
rangeAEPA-rated electric range (mi)PHEV split calculation
rangeTotal range (mi)Range per fill metric; PHEV price-exposure share
hlv, hpvFuel tank volume (gal)Fill-up count estimate
displEngine displacement (L)Vehicle summary
cylindersNumber of cylindersVehicle summary
tranyTransmission typeVehicle summary
driveDrivetrain (FWD, AWD, etc.)Vehicle summary
VClassEPA vehicle classContext

Fuel prices are retrieved from the /fuelprices endpoint:

FieldDescription
regularRegular gasoline price ($/gal)
midgradeMidgrade gasoline price ($/gal)
premiumPremium gasoline price ($/gal)
dieselDiesel price ($/gal)
e85E85 ethanol price ($/gal)
cngCompressed natural gas ($/GGE)
electricElectricity price ($/kWh)

03 Fuel Cost Calculation

Conventional Vehicles (Gasoline, Diesel, E85, CNG)

Fuel cost is computed using EPA city and highway fuel economy ratings, weighted by the user's specified city/highway driving mix using the EPA harmonic mean formula:

Step 1: Combined MPG (harmonic weighted mean) Combined MPG = 1 / (mix / cityMPG + (1 - mix) / hwyMPG)
Step 2: Annual fuel cost Annual Cost = (miles per year / Combined MPG) × fuel price per gallon
Step 3: Total fuel cost Total Cost = Annual Cost × ownership years

The harmonic mean is used (rather than arithmetic mean) because fuel economy in MPG is a rate (miles per gallon). The harmonic mean correctly weights the proportions of city and highway driving. This is the same formula used by the EPA to calculate combined fuel economy on vehicle window stickers.

Why harmonic mean? A vehicle rated 20 MPG city / 40 MPG highway driven 50/50 achieves 26.7 MPG combined (harmonic), not 30 MPG (arithmetic). The harmonic mean accounts for the fact that lower-efficiency driving (city) consumes disproportionately more fuel per mile.

04 Electric & Plug-in Hybrid Vehicles

Battery Electric Vehicles (BEVs)

For pure electric vehicles (where atvType = "EV" and no plug-in hybrid indicator), fuel cost is calculated using the EPA electricity consumption rating, blended by the same city/highway driving mix used for gas vehicles - EPA rates city and highway electricity consumption separately for EVs, and city driving is usually somewhat more efficient due to regenerative braking:

Step 1: Blended electricity consumption kWh/100mi = (mix × cityE) + ((1 − mix) × highwayE)
Step 2: BEV annual cost Annual Cost = miles per year × (kWh/100mi / 100) × electricity price per kWh

Where cityE/highwayE are the EPA-rated electricity consumption in kWh per 100 miles. Unlike the harmonic mean used for gas MPG, this is a straight weighted average, since kWh/100mi is already energy-per-distance rather than a rate like miles-per-gallon. The default electricity rate is sourced from the FuelEconomy.gov fuel prices API. Users can override this with their local rate.

Plug-in Hybrid Electric Vehicles (PHEVs)

For PHEVs, annual mileage is split between electric (charge-depleting) and gasoline (charge-sustaining) operation using the EPA's own utility factors, the estimated share of miles driven in charge-depleting mode, published separately for city and highway driving (cityUF, highwayUF) and blended with your city/highway mix:

PHEV electric share of miles Electric Share = Mix × cityUF + (1 − Mix) × highwayUF
PHEV annual cost (blended) Annual Cost = electric miles × (kWh/100mi / 100 × elec rate + CD gallons/100mi / 100 × gas price) + (gas miles / Combined MPG × gas price)

The second term inside the parentheses covers plug-in hybrids that still burn some gasoline while running mostly on the battery (EPA's cityCD and highwayCD, gallons per 100 miles, blended the same way; zero for vehicles that do not). If a vehicle has no utility factors, the calculator falls back to its electric range divided by its total range, and if that is also unavailable, to gasoline-only operation using the conventional MPG ratings. The cost-per-mile rankings use their own fixed reference assumptions for PHEVs (described in their sections), not this cost model.

05 Fuel Price Matching

Each vehicle's fuelType field determines which fuel price is applied. The matching logic:

fuelType ContainsPrice Used
"Premium"Premium gasoline
"Diesel"Diesel
"Midgrade"Midgrade gasoline
"E85"E85 ethanol
"CNG" or "Natural"Compressed natural gas
"LPG" or "Propane"LPG/propane
All other gasolineRegular gasoline (default)

Fuel prices are fetched once per session from the FuelEconomy.gov service, which returns one national average per fuel with no regional breakdown. If the service is unavailable, the page uses fallback prices (listed under Visualizations) and says so in the estimate's caption. You can override the fuel price with your own.

State-level regional adjustment. When you select a state, the live national price is multiplied by that state's price divided by the national price in the EIA weekly regular-gasoline series (week and definitions listed under Visualizations). Electricity prices are not adjusted by state.

06 User Parameters & Validation

Users provide three parameters that shape the analysis:

ParameterRangeDefaultValidation
Ownership Period1 to 30 years5 yearsClamped to valid range
Annual Mileage100 to 500,000 mi/yr12,000 mi/yrClamped to valid range
City Driving Mix0% to 100%55%Clamped to valid range

Additional override parameters (accessible via the results interface):

OverrideRangeDefault
Fuel price (per gallon)$0.01 to $25.00EPA current price
Electricity rate (per kWh)$0.01 to $2.00EPA current rate

All inputs are validated with a clamp(value, min, max) function at every entry point (dropdown selection, popover input, and programmatic update) to prevent invalid calculations.

07 Visualizations

All charts are drawn in your browser on HTML5 canvas; no external charting library is used. Figures are numbered as on the calculator page.

Fig. 1: Cost of ownership by year

One stacked bar per year of your ownership period. Fuel is calculated for your vehicle at today's price held flat. Depreciation is the loss in value in that year: BLS depreciation rates by vehicle age, applied to the average purchase price (or your own price) and compounded, so it differs from year to year. Other typical costs are the four BLS per-vehicle averages described in Ownership Costs Beyond Fuel, constant per year. A table below the chart lists the same figures by year with cumulative totals and the simulated 25th to 75th percentile of cumulative fuel cost.

Fig. 2: Driving mix sensitivity

Total fuel cost at every city/highway mix from 0% city to 100% city, recalculated at 2% steps. Your mix is marked, and the lowest and highest costs are labelled.

Fig. 2b, effective fuel economy by mix. Directly below Fig. 2, this vehicle's EPA city and highway ratings (MPG or MPGe) and the effective rating at every mix between them, on the same 0% to 100% city axis: the mechanism behind Fig. 2's cost curve. Your mix is marked; the city and highway endpoints are omitted from the label when your mix is exactly 0% or 100%, since "Your mix" would then restate the same number.

Fig. 3: Fuel price scenarios (historical replay)

Every run of consecutive annual price changes in the price history of your vehicle's fuel, of length (ownership years − 1), is applied to today's price after a first year at today's price. The chart shows the run with the lowest total cost, the run with the median total cost, the run with the highest total cost, and the flat-price path. Battery-electric vehicles use the residential electricity history, diesel vehicles the diesel history, plug-in hybrids the gasoline and electricity histories together (each run uses the same calendar years for both), and other vehicles the regular gasoline history. These are past sequences applied to today's price, not forecasts. A one-year period has no later year, so only the flat path is shown.

Fig. 4: Sensitivity

Each of four inputs (annual miles, city/highway mix, fuel or electricity price, and vehicle efficiency) is changed by ±20% (or ±20 percentage points for mix, limited to 0–100%) while the others stay at your settings; the resulting low and high total costs are drawn as bars ranked by swing. Efficiency is changed on the underlying city and highway rating (or kWh per 100 miles for electric vehicles), not by scaling cost directly, since cost is inversely related to fuel economy.

Fig. 5: Efficiency gauge

City, highway and effective combined MPG (MPGe for electric vehicles) at your mix, drawn on a track from 75% of the lower rating to 125% of the higher one. The caption states whichever of city or highway is higher for the vehicle. Next to it, the combined rating is placed against its EPA body-style class in the model year 2026 reference population.

Fig. 6: Cost against CO₂ by vehicle class

The median cost per mile against the median tailpipe CO₂ per mile of each of 12 EPA body-style classes (bubble size is the number of vehicles), from the model year 2026 reference population, with a fitted line and the Pearson correlation of the 12 class medians. Your vehicle is plotted at its own cost and emissions. Not shown for battery-electric vehicles.

Fig. 7: Position among model year 2026 vehicles

Box plots of cost per mile by class (boxes 25th to 75th percentile, whiskers 5th to 95th, tick at the median) with your vehicle marked, and up to six exact-rank cards: cost per mile in class, overall and among vehicles with the same powertrain (battery electric, plug-in hybrid, hybrid, diesel or gasoline); MPG or MPGe among the same powertrain; MPG in class; and tailpipe CO₂ per mile in class (rank 1 is the cheapest, most efficient or cleanest). A rank is 1 plus the number of reference vehicles that are strictly better, so ties share a rank. Cost per mile is the reference price divided by combined MPG or MPGe (33.7 kWh per gallon-equivalent); plug-in hybrids blend gasoline and electric operation 50/50 because the Fuel Economy Guide does not publish a per-vehicle electric share. This compares your vehicle against the current model year 2026 lineup, not vehicles of its own model year. MPG and CO₂ are ranked within a class or powertrain only, because comparing a truck against a compact car on those measures is not like for like.

Fig. 8: EPA comparison

Annual fuel cost on three bases: EPA's estimate for this vehicle (fuelCost08, 15,000 miles a year, 55% city), your own parameters, and an average new vehicle on EPA's basis (EPA's published five-year youSaveSpend divided by 5, added to fuelCost08). The three figures use different assumptions and are not three measurements of one quantity.

Fig. 9: Price uncertainty (Monte Carlo simulation)

1,500 simulated cost paths. Year 1 is priced at today's price; in each later year the annual price change is taken from a randomly chosen run of 3 consecutive recorded years of the price history of your vehicle's fuel (the same series as Fig. 3; a moving-block bootstrap, chosen because year-to-year price changes are persistent, see the assumption check below), and the fuel cost for that year is recalculated. The random generator is seeded from your vehicle and settings, so the same inputs always give the same result. The chart shows the 10th, 25th, 50th, 75th and 90th percentiles of cumulative cost at each year. The flat-price estimate differs from the simulated median because the flat estimate assumes no change after year 1 while the simulated paths apply changes whose average is positive; the page states the mean and median change of the series it used. The range describes outcomes if annual price moves resemble the history; it is not a forecast and not a confidence interval.

Assumption check: are annual price changes independent? Independent one-year draws would treat each year's change as unrelated to the earlier years' changes. The autocorrelation of the recorded changes (the correlation between a year's change and the change a given number of years earlier) shows that this is not a safe assumption for every series. Electricity is clearly persistent: its autocorrelation is positive and well outside the 95% band at every lag shown. For gasoline and diesel the coefficients are smaller and sit at the edge of the band, with slightly negative values at lag 2. The simulation therefore takes runs of 3 consecutive recorded years, which preserves persistence within a 3-year window where it exists without imposing it where it is weak.

Price seriesAnnual changesLag 1Lag 2Lag 395% band for independent yearsReading
U.S. regular gasoline75+0.22-0.23-0.03±0.23outside the band at lag 2
U.S. diesel30+0.03-0.37-0.01±0.36outside the band at lag 2
U.S. residential electricity65+0.60+0.41+0.38±0.24outside the band at lag 1, 2, 3

Sensitivity to the draw method. Average annual fuel cost over the ownership period as a multiple of holding today's price flat (1.00 = flat), from 20,000 simulated paths per row. Between independent draws and the 3-year blocks used, the 10th percentile differs by at most 0.04, the median by at most 0.01 and the 90th percentile by at most 0.09 across the rows below. Block draws widen the upper end for electricity and gasoline; for diesel, which has only 30 annual changes, the 10-year upper end is lower under blocks. Five-year blocks are shown only to check that the choice of 3 is not driving the result.

Price seriesYearsDraws10th percentileMedian90th percentile
U.S. regular gasoline5independent years0.911.061.30
U.S. regular gasoline5blocks of 3 years (used)0.921.051.36
U.S. regular gasoline5blocks of 5 years0.921.051.36
U.S. regular gasoline10independent years0.901.171.57
U.S. regular gasoline10blocks of 3 years (used)0.901.161.63
U.S. regular gasoline10blocks of 5 years0.901.161.68
U.S. diesel5independent years0.831.101.45
U.S. diesel5blocks of 3 years (used)0.841.101.46
U.S. diesel5blocks of 5 years0.841.111.48
U.S. diesel10independent years0.801.241.93
U.S. diesel10blocks of 3 years (used)0.831.251.88
U.S. diesel10blocks of 5 years0.841.321.79
U.S. residential electricity5independent years1.001.051.14
U.S. residential electricity5blocks of 3 years (used)0.981.041.19
U.S. residential electricity5blocks of 5 years0.981.031.20
U.S. residential electricity10independent years1.041.131.28
U.S. residential electricity10blocks of 3 years (used)1.001.121.37
U.S. residential electricity10blocks of 5 years0.991.101.45

Source: annual price series in audit/price_history_data.json (built from the files listed under Price histories); script audit/mc_robustness.py (fixed random seed). Simulated cells are Monte Carlo estimates and can differ by about 0.01 to 0.02 between runs of different software versions.

Fig. 9b, distribution. A 30-bin histogram of the 1,500 simulated total costs with a Gaussian kernel density estimate (Silverman bandwidth, h = 0.9·min(σ, IQR/1.34)·n−1/5) and a normal curve of the same mean and variance. The flat-price estimate is marked, and the page states its percentile among the simulated outcomes. Fig. 9c, cumulative distribution. The empirical cumulative distribution of the same 1,500 totals with P10, median and P90 marked. Fig. 9d, price trend. An ordinary-least-squares fit of ln(price) on year to the nominal history of your vehicle's fuel with a 95% prediction interval (SE = s·√(1 + 1/n + (x−x̄)²/Sxx)), extended through your ownership window as an extrapolation of the fitted line and applied to your vehicle's consumption; it is not a forecast. Fig. 9e, tail risk. Value at risk at the 95th and 99th percentiles and conditional value at risk (the mean of the simulated totals at or above the 95th percentile), computed from the same 1,500 totals.

Reference data, prices and price histories

Reference population. Model year 2026 rows of the EPA/DOE Fuel Economy Guide database (Data/vehicles.csv), leaving out fuel-cell vehicles and rows outside the 12 body-style classes: 1,162 vehicles with a cost per mile, 841 non-electric vehicles with a tailpipe CO₂ figure and 841 with a combined MPG. The EPA score percentiles use all 1,172 model year 2026 rows.

Reference prices for cost per mile in the rankings are the 2025 annual U.S. averages: regular, midgrade and premium from the EIA weekly series, diesel from the EIA annual series, electricity from EIA Monthly Energy Review Table 1.6.

Reference price2025 value
Regular gasoline ($/gal)$3.10
Midgrade gasoline ($/gal)$3.67
Premium gasoline ($/gal)$4.03
Diesel ($/gal)$3.66
Electricity ($/kWh)$0.173

Price histories used by the historical replay, the simulation and the exposure table. All are nominal annual averages; the statistics are computed on year-over-year changes.

SeriesSourceYearsMean changeMedianStd. deviation
U.S. regular gasolineDOE Alternative Fuels Data Center (1950–2023), EIA annual average (2024–2025)1950–2025 (75 changes)+4.1%+2.0%13.2%
U.S. No. 2 dieselEIA annual retail price1995–2025 (30 changes)+5.9%+6.7%19.8%
U.S. residential electricityEIA Monthly Energy Review Table 1.6 (real price × CPI-U)1960–2025 (65 changes)+3.1%+2.1%5.0%

Fallback fuel prices apply only when live prices cannot be loaded: regular $3.10, midgrade $3.67, premium $4.03, diesel $3.66 and electricity $0.173 (2025 EIA annual averages); E85 $3.31, CNG $3.08 per gasoline-gallon equivalent and propane $3.59 (April 2026 national averages, DOE Clean Cities and Communities Alternative Fuel Price Report).

State fuel prices are the latest weekly values in the EIA regular-gasoline series (week of 2026-10-12, U.S. average $4.331): a state's own series where EIA publishes one (California, Colorado, Florida, Massachusetts, Minnesota, New York, Ohio, Texas, Washington), otherwise its PADD region or sub-region.

08 EPA Scores & Ratings

Three EPA ratings are displayed directly from the API with no modification:

Both scores are also shown as the percentage of model year 2026 vehicles scoring strictly lower, computed from the feScore/ghgScore columns of the same database.

Scores of −1 (EPA's code for "not rated") are treated as unavailable and displayed as "--".

Score labels are assigned as follows:

Score RangeLabel
8 to 10Excellent
6 to 7Good
4 to 5Average
1 to 3Below Average

09 Derived Metrics

The following metrics are derived from the computed fuel cost data using standard arithmetic:

MetricFormula
Cost per mileTotal cost / total miles
Cost per monthTotal cost / (years × 12)
Cost per dayTotal cost / (years × 365)
Cost per yearTotal cost / years
Cost per 100 miles(Total cost / total miles) × 100
Effective MPG/MPGeHarmonic mean of city/hwy at user's mix
Total fuel consumedTotal miles / effective MPG (gallons) or total miles × kWh/100mi / 100 (kWh)
Total CO₂CO₂ g/mi × total miles / 1,000,000 (metric tons)
EPA rangeEPA-reported range per full charge (electric) or total range (plug-in hybrid), shown as published
Petroleum useEPA-reported barrels per year at 15,000 miles (barrels08), shown as published

10 EPA Comparison Data

Two EPA comparison fields are available for context:

Both fields are visualized together in Fig. 9 (see Visualizations), alongside the user's own parameter-based estimate, on three clearly distinct bases that are not meant to be read as three measurements of the same quantity.

11 Fuel Price Exposure

This section of the calculator shows how much the price series behind your vehicle's fuel has moved historically and how much of typical ownership cost is fuel. It replaces an earlier composite score. It contains six figures, a chart (Fig. 10) and a table, all computed from the price histories and the simulation (see Visualizations):

Known limits. Other liquid and gaseous fuels (E85, propane, natural gas) use the gasoline series as the nearest available history. The diesel series has 30 annual changes, the gasoline series 75 and the electricity series 65, so the diesel statistics rest on fewer observations.

12 Ownership Costs Beyond Fuel

Below the headline fuel estimate, the calculator shows a panel of typical other costs of owning a vehicle. These are national averages, not estimates for your vehicle, and are labelled that way on the page. Every number in the panel comes from a file in this project's data folder and is checked against that file by an automated script; the full list of figures, files and locations is at the end of this section.

What is included and where it comes from

Assumptions and known limits

Not used

Data from private sources (for example AAA's annual cost study) is not used, because its terms of reuse could not be confirmed. Only U.S. government data is used.

Every figure used in this panel, with its file and location
FigureValueUnitFileLocation in file
bea.avg_consumer_expenditure.car32,600.17USD, mean of 12 monthly valuesbea_t7.2.5s_auto_truck_unit_sales_and_price_1967-2026.csvcsv row 60, columns AAD:AAO (AUG 2025 to JUL 2026)
bea.avg_consumer_expenditure.light_truck48,121.58USD, mean of 12 monthly valuesbea_t7.2.5s_auto_truck_unit_sales_and_price_1967-2026.csvcsv row 32, columns AAD:AAO (AUG 2025 to JUL 2026)
bls.depreciation.new_auto.age_023.9percent per year (as printed on the chart data)bls.gov_opub_mlr_2024_highcharts_data_autos-chart-1.stm.pdfpage 1, age 0
bls.depreciation.new_auto.age_111.3percent per year (as printed on the chart data)bls.gov_opub_mlr_2024_highcharts_data_autos-chart-1.stm.pdfpage 1, age 1
bls.depreciation.new_auto.age_104.9percent per year (as printed on the chart data)bls.gov_opub_mlr_2024_highcharts_data_autos-chart-1.stm.pdfpage 1, age 10
bls.depreciation.new_auto.age_11plus10.3percent per year (as printed on the chart data)bls.gov_opub_mlr_2024_highcharts_data_autos-chart-1.stm.pdfpage 1, age 11+
bls.depreciation.new_auto.age_210.8percent per year (as printed on the chart data)bls.gov_opub_mlr_2024_highcharts_data_autos-chart-1.stm.pdfpage 1, age 2
bls.depreciation.new_auto.age_314percent per year (as printed on the chart data)bls.gov_opub_mlr_2024_highcharts_data_autos-chart-1.stm.pdfpage 1, age 3
bls.depreciation.new_auto.age_413.7percent per year (as printed on the chart data)bls.gov_opub_mlr_2024_highcharts_data_autos-chart-1.stm.pdfpage 1, age 4
bls.depreciation.new_auto.age_513.1percent per year (as printed on the chart data)bls.gov_opub_mlr_2024_highcharts_data_autos-chart-1.stm.pdfpage 1, age 5
bls.depreciation.new_auto.age_611.4percent per year (as printed on the chart data)bls.gov_opub_mlr_2024_highcharts_data_autos-chart-1.stm.pdfpage 1, age 6
bls.depreciation.new_auto.age_78.7percent per year (as printed on the chart data)bls.gov_opub_mlr_2024_highcharts_data_autos-chart-1.stm.pdfpage 1, age 7
bls.depreciation.new_auto.age_89.9percent per year (as printed on the chart data)bls.gov_opub_mlr_2024_highcharts_data_autos-chart-1.stm.pdfpage 1, age 8
bls.depreciation.new_auto.age_96.9percent per year (as printed on the chart data)bls.gov_opub_mlr_2024_highcharts_data_autos-chart-1.stm.pdfpage 1, age 9
ce.maintenance_and_repairs.20221,160USD per consumer unit per yearcu-all-multi-year-2021-2024.xlsxTable!C132
ce.maintenance_and_repairs.2024984USD per consumer unit per yearcu-all-multi-year-2021-2024.xlsxTable!E132
ce.rental_leases_licenses_other.2022787USD per consumer unit per yearcu-all-multi-year-2021-2024.xlsxTable!C133
ce.rental_leases_licenses_other.2024811USD per consumer unit per yearcu-all-multi-year-2021-2024.xlsxTable!E133
ce.vehicle_finance_charges.2022295USD per consumer unit per yearcu-all-multi-year-2021-2024.xlsxTable!C131
ce.vehicle_finance_charges.2024418USD per consumer unit per yearcu-all-multi-year-2021-2024.xlsxTable!E131
ce.vehicle_insurance.20221,592USD per consumer unit per yearcu-all-multi-year-2021-2024.xlsxTable!C134
ce.vehicle_insurance.20241,993USD per consumer unit per yearcu-all-multi-year-2021-2024.xlsxTable!E134
ce.vehicles_per_consumer_unit.20221.9vehiclescu-all-multi-year-2021-2024.xlsxTable!C18
ce.vehicles_per_consumer_unit.20241.9vehiclescu-all-multi-year-2021-2024.xlsxTable!E18
ceq.maintenance_and_repairs.mean.all.20221,160USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Maintenance and repairs' block, line 'Mean'
ceq.maintenance_and_repairs.mean.fourth20.20221,391USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Maintenance and repairs' block, line 'Mean'
ceq.maintenance_and_repairs.mean.highest20.20221,934USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Maintenance and repairs' block, line 'Mean'
ceq.maintenance_and_repairs.mean.lowest20.2022550USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Maintenance and repairs' block, line 'Mean'
ceq.maintenance_and_repairs.mean.second20.2022848USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Maintenance and repairs' block, line 'Mean'
ceq.maintenance_and_repairs.mean.third20.20221,078USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Maintenance and repairs' block, line 'Mean'
ceq.rental_leases_licenses_other.mean.all.2022787USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle rental, leases, licenses, and other charges' block, line 'Mean'
ceq.rental_leases_licenses_other.mean.fourth20.2022889USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle rental, leases, licenses, and other charges' block, line 'Mean'
ceq.rental_leases_licenses_other.mean.highest20.20221,724USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle rental, leases, licenses, and other charges' block, line 'Mean'
ceq.rental_leases_licenses_other.mean.lowest20.2022245USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle rental, leases, licenses, and other charges' block, line 'Mean'
ceq.rental_leases_licenses_other.mean.second20.2022441USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle rental, leases, licenses, and other charges' block, line 'Mean'
ceq.rental_leases_licenses_other.mean.third20.2022637USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle rental, leases, licenses, and other charges' block, line 'Mean'
ceq.vehicle_finance_charges.mean.all.2022295USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle finance charges' block, line 'Mean'
ceq.vehicle_finance_charges.mean.fourth20.2022396USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle finance charges' block, line 'Mean'
ceq.vehicle_finance_charges.mean.highest20.2022515USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle finance charges' block, line 'Mean'
ceq.vehicle_finance_charges.mean.lowest20.202288USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle finance charges' block, line 'Mean'
ceq.vehicle_finance_charges.mean.second20.2022182USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle finance charges' block, line 'Mean'
ceq.vehicle_finance_charges.mean.third20.2022292USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle finance charges' block, line 'Mean'
ceq.vehicle_insurance.mean.all.20221,592USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle insurance' block, line 'Mean'
ceq.vehicle_insurance.mean.fourth20.20221,952USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle insurance' block, line 'Mean'
ceq.vehicle_insurance.mean.highest20.20222,285USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle insurance' block, line 'Mean'
ceq.vehicle_insurance.mean.lowest20.2022815USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle insurance' block, line 'Mean'
ceq.vehicle_insurance.mean.second20.20221,284USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle insurance' block, line 'Mean'
ceq.vehicle_insurance.mean.third20.20221,627USD per consumer unit per yearcu-income-quintiles-before-taxes-2022.pdfpage 7, 'Vehicle insurance' block, line 'Mean'
ceq.vehicles_per_cu.all.20221.9vehicles per consumer unitcu-income-quintiles-before-taxes-2022.pdfpage 1, 'Vehicles' line
ceq.vehicles_per_cu.fourth20.20222.3vehicles per consumer unitcu-income-quintiles-before-taxes-2022.pdfpage 1, 'Vehicles' line
ceq.vehicles_per_cu.highest20.20222.6vehicles per consumer unitcu-income-quintiles-before-taxes-2022.pdfpage 1, 'Vehicles' line
ceq.vehicles_per_cu.lowest20.20221vehicles per consumer unitcu-income-quintiles-before-taxes-2022.pdfpage 1, 'Vehicles' line
ceq.vehicles_per_cu.second20.20221.5vehicles per consumer unitcu-income-quintiles-before-taxes-2022.pdfpage 1, 'Vehicles' line
ceq.vehicles_per_cu.third20.20221.9vehicles per consumer unitcu-income-quintiles-before-taxes-2022.pdfpage 1, 'Vehicles' line

13 How Your Mileage Compares

Below the ownership-costs panel, the calculator shows how the annual mileage you entered compares to the average resident of the state you selected (or the United States, if no state is selected): FHWA Table PS-1 state vehicle-miles-traveled divided by that same table's state population figure, the identical source and formula already used for this site's state pages.

What this figure is, and is not

Not used

No private, state-level, or crowdsourced mileage or traffic data is used for this comparison, only the U.S. government's own FHWA Table PS-1 figures, the same source already cited above.

14 What Is Not Included

The headline estimate covers fuel and electricity only. The separate panel described in Ownership Costs Beyond Fuel adds national-average figures for other ownership costs; they are not specific to any vehicle. The following are not included anywhere on the page, because no per-vehicle U.S. government data source exists for them:

IRS Standard Mileage Rate. The IRS publishes an annual standard mileage rate ($0.725/mile for 2026, up from $0.70/mile in 2025) that covers fuel, depreciation, insurance, and maintenance as a bundled figure. This rate is designed for tax deduction purposes and is not a per-vehicle estimate. It is referenced for context only.

15 Limitations & Assumptions

Important. All estimates are for informational purposes only. They do not constitute financial, legal, or purchasing advice. Actual fuel costs vary based on individual driving habits, geographic location, vehicle condition, fuel price fluctuations, and many other factors.

Key assumptions and limitations:

16 Data Freshness

Parts of the calculator update at different rates:

The live parts do not depend on the static parts; the static parts affect only how current the rankings, histories and ownership-cost averages are. A script (audit/run_all.py) rebuilds every embedded table from the files in the data folder and fails if the page differs.

17 Verification

Last reviewed October 31, 2026. How the numbers on the calculator are checked, and what the checks do not cover.